- Do you owe more than your house is worth? 

 

- Are your mortgage payments too high?

 

- Is your monthly payment about to adjust?

 

- Have you been turned down for a Loan Modification? 

- Have you lost your job, become ill, or lost a loved one? 

-  Do you want to WALK AWAY and not owe a dime? 

-  Are you experiencing financial hardship?

 

-  Are you stressed and not sure what to do?

 

-  Do you want to avoid foreclosure and get a "Fresh Start?"

 

-  Are the banks calling and harassing you at work and home?